Pension It is a concept that comes from the Latin word thought And that has several uses. It may be an amount that the State pays a person when he retires, widows or becomes disabled. Said money is delivered periodically, since for a period of time or permanently. For example: "We better have dinner next week, when I have already paid the pension", "The government could have trouble paying pensions as of April", "Juana has not yet processed the pension for the death of José".
Pensions, in this sense, are part of what is known as the social Security , which seeks to ensure that all people They can meet your elementary needs. The criteria for the payment of the pension depend on the legislation of each nation, as well as the amount to be received.
According to its characteristics, a pension can be contributory or non-contributory. The contributory pensions are those that, in one way or another, the person who receives it has already paid it at another time (that is, has contributed to its establishment). That is the case of the retirement , whose funds are created from the contributions of active workers.
Specifically, we would have to state that within what are these contributory pensions there are three types fundamentally:
-Employment or unemployment insurance. As its own name indicates, it is the one that the State grants to a citizen who is currently unemployed and who when he was working quoted and contributed a relevant amount to maintain Social Security and other public services.
- Retirement pension. This other modality is granted to people who, arriving at their maximum age to work according to the law, decide to put an end to their working life.
-Disability pension. Various types of pensions are in turn established within this category, which is granted to that person who has been working and who, for example by accident or occupational disease, cannot continue to perform his or her professional work in the same way due to the aftermath.
The non-contributory pensions instead, they constitute a right that arises directly by law (as an alimony).
On the other hand, it should also be noted that these non-contributory pensions include various modalities, including the following:
- Alimony, which is the one that a person must pay another for being his son or root of having maintained a marital relationship so that he can subsist.
-Widowhood pension, which is given to the widower or widow of a person who has died from illness or accident.
-Orphanhood pension. As the name implies, it is the one given to the children of a deceased, mainly during the time they are minors.
It is known as a pension, on the other hand, certain establishments that host guests and the catering services offered by Hotels : “At 15, I left my parents' house and went to live in a pension”, “I made a reservation at a hotel with full board”.